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Thursday, February 28, 2013

No Spend Days

Lots of other bloggers keep track of their no spend days. I haven't tried this before because it always seems like we are stopping for something everyday.

But after having 2 no spend days this week, I have decided to set a goal for March. My goal is to have 8 no spend days in March. I have no idea if this is doable or realistic, but I'll find out!

Monday, February 25, 2013

Squeaky Tight

It's a squeaky tight week for the budget this week. Here's what we are eating thru Thursday:
M - Baked Spaghetti
T - Lasagna
W - Breakfast for dinner
Th - Free pizza from Papa Johns


I have had to use some all of our fun money that I had put aside for spring break. Pets need food and medicine before March 1st, so it is what it is.

JC will be working two extra shifts this week, and he will be doing some petsitting in early March, so the plan is to use those extra funds for our spring break/anniversary fun.

Someone (not me!) also got a ticket for not wearing his seatbelt, that I paid this week. Those unexpected expenses add up!

Wednesday, February 20, 2013

Cable/Internet and Cell Phone

We spend a good chunk of change on these two items. Our cable bill is around $130 a month through Time Warner Cable. That is for internet and TV. We have one HD/DVR box and get the HD channels.

JC and I both have iphones, so when you add the unlimited texting, data plans, etc. our AT&T bill is $188 a month. Spending almost $2400 a year on a cell phone is kind of sickening to me.

I just got done chatting with AT&T and changed our plan to where our bill should be around $168 a month now. Our contract is up 2/8/14, so we are considering getting ipads and switching to a cheaper phone next year. Our $20 a month savings will go into a "iPad fund".

I had also cancelled our Netflix streaming, but I would really start that back up again so I can watch prior seasons of The Biggest Loser and other shows.

Tuesday, February 19, 2013

Capital One #1 Update

At the start of February the balance on our Capital One card was $663.

It's now down to $578. An $85 reduction (was actually $96 but $11 in interest was added). I won't be able to snowflake as much in March because I am having to set some money aside to pay for our state taxes.

We also have a care credit card that we put all of our vet bills on last year. A couple of those bills were 6 months at 0% so I have been sending a lot to that to get it paid off by May 25. Once that goes away I should have extra money to throw at the Capital One.

Saturday, February 16, 2013

Back on Track

I did our grocery shopping for the week today and I was right on budget. I spent $60.65 and was very happy with what I was able to get for that price. I love it when Kroger sends me free item coupons. Today I got a family size bag of Lays Sour Cream potato chips free, originally $4.48!

I actually cleaned the house yesterday and put ALL of the laundry away when I got home from work. Very happy to get that accomplished. I think aunt flo must be right around the corner. Today is cycle day 24.

Friday, February 15, 2013

Belated Valentine's Day

Happy Belated Valentine's Day. All we did for each other this year was get each other cards. Mine to JC cost $2.99 and his to me $5.99. We went out to dinner Wednesday night which I figured qualified as our V-Day dinner.

The state of Kentucky didn't accept my taxes because H&R Block tried to take two education credits on the state. Fixed that and end up owing $259 to the state. Re-adjusted the budget here and there for there to be enough to send a check come April 15th, and will not have to dip into emergency fund.

We are getting a federal refund but that will be used up for monthly expenses so I can hold off on using his student loan money until May.

Today is my payday. I moved $111 into our "travel" fund that we will use for fun stuff around our anniversary and JC's spring break. I am taking 3 days off work and we are having a mini stay-cation.

Tuesday, February 12, 2013

2 Step Backs

We've had take-out the last two nights. Used debit on Sunday night and a gift card last night. They won't break the budget but I anticipate eating out again tomorrow night after a friend's wake.

Tonight I am cooking no matter what. We have done really well over the past week of getting to the park and walking with Mattie girl. She was such a timid, skittish golden retriever when we got her and she comes out of her shell more everyday. She loves other dogs. We would like to get her a friend, but right now our house is just too small, and with our budget, we just shouldn't do it right now.

JC did an observation to apply for the Radiography program this past Friday and said it was pretty boring. We decided the best route would be for him to apply for the surgical tech program instead, and he will be finished in 1 year if he gets in! I told him if he is going to have to work for the next 40 years, it needs to be a job he enjoys.

Saturday, February 9, 2013

Success

After a long day and going over at the grocery store by $25 I was so tempted to just run through the Taco Bell drive-thru.

But I didn't and came home instead and made Baked Penne like I had planned. It was a new recipe and was fabulous.

Me -1, Fast Food - 0.

Friday, February 8, 2013

Confessions

I bought two pairs of maternity pants back when I got pregnant in April 2011. It was then that I discovered just how wonderful an elastic waistband was. For almost 2 years since I have continued to wear them regularly at least once a week.

It sucks putting on maternity pants when you aren't pregnant and you really want to be pregnant.

Today though, I am wearing the last pair of jeans that I bought that aren't maternity. They are NOT comfortable but I am confident that I will continue to lose weight and they will get better.

Tuesday, February 5, 2013

Fertility Schmertility

Kind of disappointing visit at the fertility specialist yesterday.

I have a good size follicle on my right side (they want them between 18-20 mm) but I have no tube on that side. I had a small one on my left (good) side, but it wasn't big enough for the doctor to do a HCG Trigger shot and insemination this cycle. I think there still is a small chance we could get pregnant this month, but it will be on our own.

He upped my clomid next month to 200mg. I think we will give it one more month and then move on to either injectibles with IUI or IVF.

He also said no running/jogging so my couch to 5k plan is on hold. He said nothing "bouncy" because where my ovaries are swollen from the meds, it could cause a twisted ovary, so no elliptical either. It'll just be walking for me. My goal is to still walk at least 90 minutes this week.

Monday, February 4, 2013

Menu Plan Monday & Goals

Today is the day we go back to the fertility specialist and see whether I have any mature follicles to release and then do the insemination. I am very afraid that I won't have any good dominant follicles.

I went to the grocery Saturday and thanks to several things I already have on hand, I was able to stay under $60 on groceries this week.

I finished week 1 of the couch to 5k program, and I also did one 30 minute workout on the elliptical Saturday. The scale is back up a pound this morning, but hopefully that is just water. We will check with the doctor today on whether I can continue my couch to 5k program, if I need to take a week off, or just walk.

Here's the menu for the week:
Monday: Pizza and leftover chili
Tuesday: Baked Spaghetti
Wednesday: Baked Penne
Thursday: Dinner/Date night out to Logan's
Friday: Chicken or Cheese Quesadillas
Saturday: Tacos
Sunday: Pizza

Goals for the week:
Still haven't cleaned and organized the fridge/freezer...maybe this week.
90 minutes of walking or jogging if doctor allows
Find 10 items to throw away or donate in the living room.



Friday, February 1, 2013

February Goals

Baby Step 1 is complete as of today! Now time to really focus on paying off the Capital One credit card. We were able to save so much in January due to Christmas money and JC still getting a full paycheck. Income will go down significantly in February, but I am still hoping to snowflake at least $150 to the Capital One card.

I filed our taxes yesterday and completed the FAFSA for financial aid for 2013-2014.

I did my second session of Couch to 5k yesterday. It felt much better than the first one and I was able to "jog" faster than I was on Tuesday. I am almost gave up and skipped it altogether as my shoes were a muddy mess and when I cleaned them off they were soaking wet. But tossing them in the dryer for 5 minutes made them dry enough to wear, although my socks were wet at the end of my workout. I also did 25 crunches and 15 pushups. Next workout is on Saturday.

Totally unrelated, but my Dad got laid off from his job. He was planning to retire next year anyway but they were still wanting that income for the next year. Seeing that a layoff can happen at anytime, I at least feel a little more secure with the $1000 emergency fund. Now, if we could get this debt paid off I hope we could have a 6-8 month emergency fund.