Friday, January 10, 2014

No Spend Day

 Hubby made home-made uncrustables to freeze
We had an accidental No Spend Day yesterday without even trying or realizing it.

Today might be a no spend day as well unless I have to stop for wet cat food. I think that can wait until tomorrow though.

We are taking care of a friend's foster baby tonight. He is about 6 weeks old now. Normally I would just send the hubby out for fast food since we'll be occupied by the baby, but I planned ahead and we have some chili cooking today and some pre-made frozen PB&J sandwiches to go with for dinner.

Last night I used up some pork chops that had been sitting in the freezer. It was my first time ever cooking them and they turned out wonderful.

We've sold a few things off the yard sale page this week too and are trying to put that money away and save instead of just spending it. I am hoping to work on the basement this weekend, and get a lot more pictures and things organized to sell.

Wednesday, January 8, 2014

Goals for January

1. Read two books - The Wealthy Barber (ordered from amazon with a gift card)
   Your Money or Your Life - borrow from the library

2. Have 4 NO SPEND DAYS. That's 1 a week and should be easy right?

3. Write down and wait 30 days before impulse purchases (copying this from $12 a Day)

4. Track discretionary spending on blog to be more accountable.

5. Save $100 dollars.

6. Sell 5 items on craigslist/fb yard sale sites/ebay/amazon.

Tuesday, January 7, 2014

An update and 2014

Thanks to my blogger and facebook friends we were able to provide all of these items as stocking stuffers to children in the foster care system in Kentucky. There are roughly 70 toothbrushes and toothpastes and 60 pairs of gloves! This Christmas we were also fortunate enough to sponsor a foster child and provide them with their Christmas gifts.

We have several exciting things that have already started this year. I will most likely start a nanny position a few evenings a week for 5, yes you read that right 5 children. Their ages are 6,4,3,2 and 10 months. The hubby will be helping me with that until I get adjusted.

We are also in the process of becoming respite caregivers for foster children. Our friend has a 2 month old foster and we have been watching him and will care for him for a week in April when they go out of state.

I'll start fertility treatments again in February. The hope was to start in January, but aunt flo decided to come to town before my injectables came in the mail, so we had to delay a month. I've waited 35 years so far, what's another month?

I signed us up for Dave Ramsey's Financial Peace University at a local church. That starts in February too. Why is it so hard to save money and not live paycheck-to-paycheck?

Ever since the miscarriage in July, we have let budgets and such go out the window. We have to snap out of that fog of "we deserve it" mentality now and start being a lot more responsible with our money. I am searching other blogs everyday for money making and saving ideas to try and reign in this monster we've created.